Note to users:

Please read these terms of use carefully. If you proceed to use this site, you are agreeing to abide by these rules.

All information contained on the Australian & New Zealand Risk Management Association website is intended as general guidance only and does not claim to address the needs or circumstances of specific individuals or entities. Every effort is made to ensure that all information presented is accurate to the best of our knowledge, and has been obtained from reliable sources.

No Guarantee or Warranty

The Australian & New Zealand Risk Management Association states that all information in this Site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. No guarantee or warranty is offered that information on this site is accurate as of the date it is received, or that it will continue to be accurate in the future.

No liability for decisions

Information contained on this Site should not be used as a substitute for consultaion with professional accounting, tax, legal or other competent advisors. The Australian & New Zealand Risk Management Association accepts no liability for decisions made by visitors to this Site to act upon information without appropriate professional advice and after a thorough examination of the facts of the particular situation.

In no event will the Australian & New Zealand Risk Management Association, its related entities, joint venture partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Changes to information

The Australian & New Zealand Risk Management Association reserves the right to make additions, deletions, or modifications to the information contained on our website at any time without prior notification.

Links to other sites

Certain links in this Site connect to other Web Sites maintained by third parties over whom the Australian & New Zealand Risk Management Association has no control. We make no representations as to the accuracy or any other aspect of information contained in other Web Sites.

Privacy of information

For a detailed explanation of the Australian & New Zealand Risk management Association standards regarding privacy of information, please refer to the information contained in the Privacy Policy.